are there any guidelines as to how much a person on social security disability income insurance can expect to get back, I haven’t found any numbers on any website so I guess it may be hard to say, does it depend on years worked or income before the disability or what?
does age or years worked matter in relation to the amount of check you get back?
because I havent been holding down a “real” job for more than four years
7 responses so far ↓
1 justwondering
i am not sure, but i think that if you get full disability the cash value is around a thousand a month
2 Mary G
well I 45 and I social security disability and I get 655.00 a month but you can still work too. I do hold down a job as well now if you apply for social security Icome you will get another check as well but that will at least give you an Idea.
3 Faye H
It depends on how much you paid into the system. The benefit is based on what you earned when you worked. It could be anywhere from a couple hundred dollars up to over a thousand.
All social security benefits including your retirement, are based on what you paid in during the years you worked. Why would they pay a person that made $20,000 a year and paid very little into Social Security, the same amount that a person that made over $100,000 a year?
Additional info based on your comment: If you haven’t held a job in 4 years, then yes, it is going to reduce your benefit. You would have to talk to a Social Security rep to find out your exact benefit but every dime you’ve paid into the system your entire working career is on a database somewhere. A worker’s Social Security benefits—either retirement or disability—are based upon his/her time and earnings in Social Security-covered employment and the age at which s/he leaves the labor force.
4 ebosgramma
The amount you receive is based on the number of years you worked, your gross income and how many credits you have earned. The social security admin sends out notices every few years telling what you will get if you become disabled. You can call or go to their website and get the info. My son became disabled at 21 and receives about $550 a month, my husband worked for 35 years as an auto mechanic, became disabled at 55 and receives $1200 a month. You get more if you have children living at home, more if one of them or your spouse is disabled. There are a lot of variables. It would be best to contact social security.
5 roy_glen2003
Yes, Social Security has guidelines and you should be able to check with your local social security office and in most cases they can give you all the answers you need if you become disabled.
6 hambrandlee
You can order a printout of what you will get if you retire on disability on the website.
The credits you worked determines if you qualify and the income you made determines the amount you will receive.
I am a younger person receiving SSD and I just made my credits.
If you do not have enough credits, you would then apply for SSI instead of SSD, which is a much lesser amount.
If you have children under 18, you would receive 50% more a month. Takes a long time to get though, 3 years for me.
7 Michael M
Every person is unique. Go to the Social Security website and request a statement. It will tell you how much you will probably get for disability if you applied now. They can only give a ballpark figure because the current statement only shows actual earnings through 2005. It also gives estimates, based on today’s dollars, how much you’ll get if you retire at ages 62, 66, and 70.
Consider hiring a lawyer who specializes in SS Disability because you’ll have a much better chance than applying on your own. They get a portion of your retroactive, so you don’t have to put up front money to the lawyer.